2024 Roth Ira Contribution Limits Catch Up. For 2024, you can contribute as much as $7,000 to an ira or $8,000 if you're age 50 and older. The 2024 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly.

Employees age 50 and older can contribute an additional $7,500 for a total of $31,000. But you must have enough earned income to cover the contribution.